If you're over 60
Start with the money you may be owed, then the fun part.

ANCHOR, Senior Freeze and Stay NJ: the complete 2026 guide
One form unlocks all three of New Jersey's property tax relief programs for seniors. Here is who qualifies, how much you could get, and how to file the PAS-1 before November 2.

PAAD, Senior Gold and Medicare help: how NJ seniors save
One New Jersey application can cut your prescription copays to $5, pay your Medicare premium and add $225 a year for utilities. Here is who qualifies in 2026.

Medicare Advantage or Medigap? How to choose in New Jersey
Open enrollment runs October 15 to December 7. Here is how the two paths really differ, the New Jersey Medigap rules most people never hear about, and the questions to ask before you sign.

Social Security's 3.6% raise for 2027: what it means in NJ
Checks grow in January, but Medicare, the earnings test and your claiming age all shape what you actually keep. Plus how New Jersey taxes retirement income.

Free and discounted things to do in New Jersey after 60
Park passes, half-price train rides, tuition-free college classes and free museums. Here is what New Jersey residents 60 and older can get for little or nothing, and how to claim it.

Learn something new after 60: classes and lessons across New Jersey
From Osher courses at Rutgers to piano lessons in your own living room, here is where older New Jerseyans can keep learning, and why stretching your brain is worth it.
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