For social workers and professionals
Shareable, plain-language guides your clients can actually follow.

PAAD, Senior Gold and Medicare help: how NJ seniors save
One New Jersey application can cut your prescription copays to $5, pay your Medicare premium and add $225 a year for utilities. Here is who qualifies in 2026.

Food and utility help for New Jersey seniors: where to start
SNAP, senior meals, farmers market benefits, heating aid and free weatherization can all ease a tight budget. Here is how each works and how to apply this season.

NJ FamilyCare and MLTSS: how Medicaid pays for long-term care
Medicare does not pay for long-term care. In New Jersey, Medicaid's MLTSS program can, at home, in assisted living or in a nursing home. Here are the 2026 limits, the five-year look-back and how to apply.

ANCHOR, Senior Freeze and Stay NJ: the complete 2026 guide
One form unlocks all three of New Jersey's property tax relief programs for seniors. Here is who qualifies, how much you could get, and how to file the PAS-1 before November 2.

Help for family caregivers in NJ: respite, leave and support
New Jersey helps pay for breaks, adult day care and paid leave for people caring for an older relative. Here is who qualifies, what it covers and how to apply.

Staying well in New Jersey: falls, checkups, hearing and more
Free balance classes, the Medicare checkups you are already paying for, cheaper hearing aids, and where to turn in a heat wave or a hard month. A practical wellness guide for New Jerseyans 60 and up.
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