Turning 65 checklist

• Find your Initial Enrollment Period dates
• Ask HR whether your job coverage counts as creditable
• Sign up for Medicare Parts A and B (or confirm automatic enrollment)
• Compare Medigap + Part D against Medicare Advantage
• Book a free SHIP counseling appointment
• List every prescription and dose
• Confirm your doctors take the plan you choose
• Check whether you qualify for PAAD or Senior Gold
• Apply for the free NJ State Park Senior Citizen Pass (62+)
• Update beneficiaries on retirement accounts

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